Schulte Insurance 

Schulte Insurance Agency is an Encinitas-based employee benefits brokerage serving employers throughout California. We help businesses design, implement, and manage group health benefits—including medical, dental, vision, life, disability, and voluntary benefits—while providing year-round employee support through education, enrollment guidance, and one-on-one benefits reviews. We also offer Medicare planning for individuals and families.

Encinitas is full of employers who care deeply about their teams and culture. We started the business here because we saw an opportunity to bring a higher level of service and education to benefits, helping local companies attract and retain talent while ensuring employees actually understand their coverage.